Alliance Credit Corporation Pty Ltd ACN 159 487 813 | Australian Credit Licence 429300
Atlas Building Suite 5.17 2-8 Brookhollow Ave Baulkham Hills NSW

How and why we collect your personal information
We collect personal information from you when you apply for or use our products and services. In particular, we collect it so we can provide you with the products and services you require.

Providing Your Personal Information to Other Organisations
In providing products and services to you it may be necessary for us to retain your personal information and provide it to other organisations with which we conduct business. We may exchange the information with the following types of entities, some of which may be located overseas.
• Organisations which provide finance or other products to you or to whom an application has been made.
• Finance consultants, accountants and auditors, conveyancers and legal advisers, insurers, printers and mailing services.
• Any associates, related entities, contractors and our mortgage aggregator (Vow Financial Pty Ltd).
• Any industry body, tribunal, court or otherwise in connection with any complaint regarding our services.
• Any person where we are required by law to do so.
• Your referees, such as your employer, to verify information you have provided.
• Any person considering acquiring an interest in our business or assets.
• Any organisation providing online verification of your identity.

Your rights
You may gain access to the personal information that we hold about you by contacting us. You can also contact us to obtain a copy of our privacy policy. The policy contains information about how you can access or seek correction of the information we hold about you, how we manage that information and our complaints process.

Consent to provide your personal information to a credit reporting body (CRB)
If appoint us as your agent to obtain a report or information about your consumer or commercial credit worthiness from a (CRB), we may disclose personal information such as your name, date of birth, and address to the CRB to obtain an assessment of whether that personal information matches information held by it.

Consent to receive marketing Information
If you consent to us doing so, we may provide you with information from time to time about new products and services available to you from us or other businesses with whom we have a relationship. Your consent to our providing this information to you will be implied unless you notify us that you do not wish to receive this information.

Consent to receive documents electronically
If you consent to us providing you with documents by electronic communication, you confirm that paper documents may no longer be given and electronic communications must be regularly checked for documents. Consent to the giving of documents by electronic communication may be withdrawn at any time.

If your personal information is not provided
If you do not provide us with all of the information we request we may be unable to supply to you the product or service that you require.

Disclosure
We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.

Security
To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.
If you provide us with your information, the information is encrypted using secure socket layer technology (SSL) and stored with a AES-256 encryption. Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all PCI-DSS requirements and implement additional generally accepted industry standards.

Cookies
We use cookies to store informaton about your visit to our webpage. You can choose if you want to opt-out of cookies or not. We use facebook pixel for marketing and clicky for statistics.

Age of Consent
By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

Changes to this Privacy Policy
We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.
If our store is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.

Questions and Contact Information
If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at info @ alliancecredit.com.au

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