Lo doc commercial loans

Low Doc Commercial Loans are a great option for clients generally unable to provide up-to-date Tax Returns and Financial Statements for whatever reason.

To demonstrate serviceability, certain lenders will instead accept an Accountant Declaration, or Business Activity Statements (BAS) or Management account statements or Business Trading Statements, and determine the borrowers income based on their own lending criteria.

Low Doc Commercial loans are simple and easy, and involve less paperwork than the standard full doc loan. The maximum you could generally borrow as a Low Doc loan is 80% of the property value, and they are available for purchase of commercial premises, or refinance an existing commercial loan, or construction and development loans, and much more.

At Alliance Credit, we specialise in helping self-employed people secure cost effective Full Doc or Low Doc loans for personal, business or investment purposes. We have access to a wide selection of lenders that can accommodate a wide range of purposes and preferred supporting document criteria.

To find out whether you qualify for a Low Doc loan, speak to an Alliance Credit self-employed specialist, and we will take some time to understand your objectives, analyse your financial situation, calculate your borrowing capacity and provide you with a list of solutions that best suits your objectives.